Insurance & claims
Insurance & Coverage, We Handle the Paperwork
We bill your insurer directly and cover up to 100% of your deductible. You get back on the road with zero hassle, and, for most drivers, zero out-of-pocket cost.
How Your Coverage Works
Comprehensive Coverage
Auto glass damage in Ontario is covered under the comprehensive part of your policy, the same part that covers hail, theft, and road debris. It's treated as "no-fault," and a single glass claim typically does not raise your premium.
Your Deductible
Comprehensive deductibles usually run $250-$1,000. If your policy includes a glass deductible, we cover up to 100% of it, so the replacement often costs you nothing.
Chip Repairs
Many Ontario insurers waive the deductible entirely for chip repairs, because a quick repair is far cheaper than a replacement. In many cases, a chip repair is 100% free.
Insurance, handled
We work with every major insurer
Five Steps, Zero Hassle
- 1
Call us or submit a claim
Contact us first. We can often open the claim on your behalf.
- 2
We verify coverage
We confirm your glass coverage and deductible with your provider.
- 3
We handle the paperwork
No forms for you to fill out. We manage the approval end to end.
- 4
We perform the work
Certified techs repair or replace your glass to OEM standards, with calibration.
- 5
We bill your insurer directly
The transaction happens between us and your insurer. You just hand us the keys.
Insurance, handled
We Pay Up to 100% of Your Deductible
Don't let a deductible stop you from driving safely. We absorb the cost so you don't have to. No upfront payment, no waiting weeks for a cheque, we deal with your insurer directly.
Insurance & Claims Questions
Do you work with my insurance company?
Yes. We work with all major Canadian providers, Intact, Aviva, TD, Belair, Wawanesa and more, and we handle the direct billing for you.
Will a glass claim raise my rates?
In Ontario, glass damage is covered under comprehensive and treated as "no-fault," so a single claim typically won't raise your premium. Filing several comprehensive claims in a short period can affect a claims-free discount, so it's always worth a quick check with your insurer.
Do you cover the deductible?
In many cases we cover up to 100% of your deductible on windshield replacements. Share your policy details and we'll confirm what applies to you.
What if I don't have comprehensive coverage?
Comprehensive is optional in Ontario. If you don't carry it, we'll give you a straight, competitive cash price up front, no surprises.
Get Your Free Quote in Two Minutes
Tell us about your glass and we'll send a no-obligation quote, or call now and talk to a real technician. Same-day service available.